Agile delivery & engineering for regulated enterprises
We combine banking-level delivery leadership with the senior engineering team to execute it — so banks, fintechs, insurers and telecoms ship critical software faster, and get it right the first time.
Clients include
Where a failed release isn't a bug — it's an incident.
We work where the stakes are highest — inside the banks, fintechs, insurers and telecoms that can't afford to get delivery wrong. That's the only kind of delivery we do.
What's on the line
Unlike strategy consultancies that advise and leave, or development shops that build without direction, we do both: we shape how delivery happens, then bring the vetted senior engineers to make it real.
We shape how delivery happens
The senior layer that owns outcomes — setting the cadence, the governance and the release discipline a regulated platform depends on.
Then we build it
Hands-on engineers who've delivered inside regulated environments before — no ramp-up on what “production-ready” means in a bank.
Scrum and agile transformation, delivery governance, and the senior leadership to run it — turning stalled or risky delivery into a predictable, well-governed cadence.
Owning release across complex, multi-team platforms — the discipline, traceability and coaching that keep critical software shipping without breaking what's already running.
A small, vetted senior team that builds what the strategy calls for — mobile, frontend and backend, delivered to the standard a regulated enterprise expects.
Quality at scale — test strategy, automation and the QA practices that let teams release faster with fewer incidents, drawn from running QA inside a global payments business.
We operate inside the most demanding, compliance-heavy environments in software — and we're trusted there.
Proof: a client roster of regulated financial institutions and telecoms that don't onboard vendors casually.
We don't hand over a strategy and walk away, and we're not a body-shop taking orders. We fix the delivery system, then run it.
Proof: senior agile and release leadership combined with hands-on engineering across the stack.
You get principals who've delivered in regulated enterprises — not a layer of partners selling work that juniors then execute.
Proof: a small, vetted senior team; the person who scopes the work is involved in delivering it.
We move at the pace of your sprint, not your procurement cycle — the agile alternative to the big consultancies.
Proof: a lean structure with no bench to feed — the same expertise, without the cost and the slowness.
Xelia Digital is led by a founder who has spent his career where a failed release isn't a bug, it's an incident — as the developer writing the code, the Scrum Master reshaping how teams deliver, the delivery lead accountable for the release, and the QA director responsible for quality at scale.
14+ years in banking and fintech consulting with Accenture, Capco and Fiserv — delivering for institutions including the European Central Bank, Credit Suisse, Commerzbank, Nordea and Deutsche Börse across Frankfurt, Zurich, Vienna, Paris and Helsinki. Built and led Capco's Technology Capability unit and its FinTech Innovation Lab, and directed a 30+ person QA organisation at Fiserv through transformation and a shift to test automation.
Since 2011, trained and mentored 200+ professionals in Scrum, Kanban and scaled frameworks. Today, Xelia brings that experience to a focused set of regulated clients across Western Europe.
delivering critical software in regulated environments
professionals trained in agile & scaled frameworks
international fintech & banking projects delivered
Flagship delivery · AI-assisted estimation platform
View the platform ↗A new SaaS platform for AI-assisted project effort and cost estimation had to go from concept to a production system a major European bank would trust as its first live client. That meant not only building the product, but clearing the bank's security review and installing it inside their environment — on a fixed scope and timeline.
UX workshop to production installation (Release 1)
cross-functional team, weekly sprint cadence
person-days against a fixed scope & timeline
the bank's security review for adoption
Take an AI-assisted estimation concept all the way to a production platform a regulated bank would trust — spanning UX, architecture, build, security and installation, against a committed timeline.
Advise-and-build from day one: a UX workshop to frame the product, a scalable multi-tenant architecture, then hands-on delivery in weekly sprints — with security designed in, not bolted on at the end.
Release 1 delivered in four months, end to end. The platform passed the bank's security review, went live with its first production client, and runs today at estimation.world.
Stack React · .NET · Microsoft Azure · OpenAI GPT · Azure DevOps · IaC · Multi-tenant
Founder-led: delivery lead, product manager, requirements analyst and tester.
Get in touch
If your delivery can't afford to slip or fail, we should have a conversation. Tell us what you're shipping and where it's getting hard.